/* ════════════════════════════════════════════
   ROOT & RESET
════════════════════════════════════════════ */
:root {
  --navy:       #0A1628;
  --navy-mid:   #122040;
  --navy-light: #1B3158;
  --gold:       #C9973A;
  --gold-light: #E8BA5A;
  --gold-pale:  #FDF3DC;
  --cream:      #FAF8F4;
  --white:      #FFFFFF;
  --red:        #B83232;
  --red-dark:   #8E1F1F;
  --text:       #1A1A2E;
  --muted:      #5E6A82;
  --border:     #E2E8F0;
  --glass-bg:   rgba(255,255,255,0.06);
  --glass-border: rgba(255,255,255,0.15);
  --radius-sm:  8px;
  --radius-md:  14px;
  --radius-lg:  20px;
  --shadow-sm:  0 2px 12px rgba(0,0,0,0.07);
  --shadow-md:  0 8px 40px rgba(0,0,0,0.12);
  --shadow-lg:  0 20px 60px rgba(0,0,0,0.18);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',sans-serif;
  color:var(--text);
  background:var(--white);
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}
a{text-decoration:none;color:inherit}

/* ════════════════════════════════════════════
   COMPLIANCE BANNER
════════════════════════════════════════════ */
.compliance-bar{
  background:linear-gradient(90deg,#7B4A00,#A86400,#7B4A00);
  background-size:200% 100%;
  animation:shimmerBg 4s linear infinite;
  padding:9px 24px;
  text-align:center;
  font-size:12.5px;
  color:#FFF3CD;
  letter-spacing:0.2px;
  position:relative;
  z-index:100;
}
.compliance-bar strong{color:#FFD96A}
@keyframes shimmerBg{0%{background-position:0%}100%{background-position:200%}}

/* ════════════════════════════════════════════
   HEADER / NAV
════════════════════════════════════════════ */
.nav{
  position:sticky;
  top:0;
  z-index:99;
  /*background:rgba(10,22,40,0.96);*/
  backdrop-filter:blur(20px);
  -webkit-backdrop-filter:blur(20px);
  border-bottom:1px solid rgba(201,151,58,0.2);
  padding:0 48px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  height:64px;
}
.nav-brand{
  display:flex;
  align-items:center;
  gap:14px;
}
.logo-mark{
  background:linear-gradient(135deg,var(--gold),var(--gold-light));
  color:var(--navy);
  font-weight:800;
  font-size:15px;
  padding:6px 14px;
  border-radius:6px;
  letter-spacing:0.3px;
}
.brand-meta{
  border-left:1px solid rgba(255,255,255,0.15);
  padding-left:14px;
}
.brand-meta .line1{
  color:rgba(255,255,255,0.5);
  font-size:10px;
  letter-spacing:1.2px;
  text-transform:uppercase;
  font-weight:500;
}
.brand-meta .line2{
  color:var(--white);
  font-size:13px;
  font-weight:600;
}
.nav-contact{
  display:flex;
  align-items:center;
  gap:20px;
  font-size:13px;
}
.nav-contact a{
  /*color:rgba(255,255,255,0.75);*/
  display:flex;
  align-items:center;
  gap:6px;
  transition:color 0.2s;
}
.nav-contact a:hover{color:var(--gold-light)}
.nav-cta{
  background:linear-gradient(135deg,var(--gold),var(--gold-light));
  color:var(--navy)!important;
  font-weight:700;
  padding:9px 20px;
  border-radius:8px;
  font-size:13px!important;
  transition:transform 0.2s,box-shadow 0.2s!important;
}
.nav-cta:hover{transform:translateY(-1px);box-shadow:0 4px 20px rgba(201,151,58,0.4)!important}

/* ════════════════════════════════════════════
   HERO
════════════════════════════════════════════ */
.hero{
  min-height:92vh;
  background:var(--navy);
  position:relative;
  display:flex;
  align-items:center;
  overflow:hidden;
}
/* geometric bg shapes */
.hero::before{
  content:'';
  position:absolute;
  width:800px;height:800px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(201,151,58,0.12) 0%,transparent 70%);
  top:-200px;right:-150px;
  pointer-events:none;
}
.hero::after{
  content:'';
  position:absolute;
  width:500px;height:500px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(27,49,88,0.8) 0%,transparent 70%);
  bottom:-100px;left:100px;
  pointer-events:none;
}
.hero-grid-lines{
  position:absolute;
  inset:0;
  background-image:
    linear-gradient(rgba(201,151,58,0.04) 1px, transparent 1px),
    linear-gradient(90deg,rgba(201,151,58,0.04) 1px,transparent 1px);
  background-size:60px 60px;
  pointer-events:none;
}
.hero-inner{
  position:relative;
  z-index:2;
  max-width:1280px;
  margin:0 auto;
  padding:80px 48px 60px;
  display:grid;
  grid-template-columns:1fr 420px;
  gap:64px;
  align-items:center;
  width:100%;
}
.hero-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:rgba(201,151,58,0.12);
  border:1px solid rgba(201,151,58,0.3);
  border-radius:30px;
  padding:5px 14px 5px 6px;
  margin-bottom:24px;
}
.eyebrow-dot{
  width:8px;height:8px;
  border-radius:50%;
  background:var(--gold);
  animation:pulse 2s ease-in-out infinite;
}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:0.5;transform:scale(1.3)}}
.eyebrow-text{
  font-size:11.5px;
  font-weight:600;
  color:var(--gold-light);
  letter-spacing:0.8px;
  text-transform:uppercase;
}
.hero h1{
  font-family:'Playfair Display',serif;
  font-size:52px;
  font-weight:800;
  /*color:var(--white);*/
  color:#8e1f1f;
  line-height:1.12;
  margin-bottom:20px;
}
.hero h1 em{
  font-style:normal;
  background:linear-gradient(90deg,var(--gold),var(--gold-light));
  -webkit-background-clip:text;
  -webkit-text-fill-color:transparent;
  background-clip:text;
}
.hero-sub{
  font-size:16px;
  /*color:rgba(255,255,255,0.65);*/
  color:#333;
  line-height:1.7;
  max-width:520px;
  margin-bottom:36px;
}
.hero-stats{
  display:flex;
  gap:0;
  background:var(--glass-bg);
  border:1px solid var(--glass-border);
  border-radius:var(--radius-md);
  overflow:hidden;
  margin-bottom:36px;
}
.h-stat{
  flex:1;
  padding:18px 20px;
  text-align:center;
  border-right:1px solid rgba(255,255,255,0.08);
  transition:background 0.2s;
}
.h-stat:last-child{border-right:none}
.h-stat:hover{background:rgba(201,151,58,0.08)}
.h-stat-num{
  font-family:'Playfair Display',serif;
  font-size:24px;
  font-weight:700;
  color:var(--gold-light);
  display:block;
}
.h-stat-lbl{
  font-size:11px;
  color:rgba(255,255,255,0.5);
  margin-top:3px;
  display:block;
}
.hero-trust{
  display:flex;
  align-items:center;
  gap:10px;
  flex-wrap:wrap;
}
.trust-pill{
  display:flex;
  align-items:center;
  gap:6px;
  background:rgba(255,255,255,0.06);
  border:1px solid rgba(255,255,255,0.1);
  border-radius:20px;
  padding:5px 12px;
  font-size:12px;
  color:rgba(255,255,255,0.7);
}
.trust-pill .t-icon{font-size:13px}
.hero-partner-note{
  margin-top:24px;
  padding:14px 18px;
  background:rgba(201,151,58,0.08);
  border-left:3px solid var(--gold);
  border-radius:0 8px 8px 0;
  font-size:12px;
  color:rgba(255,255,255,0.6);
  line-height:1.6;
}
.hero-partner-note strong{color:var(--gold-light)}

/* ────── LEAD FORM CARD ────── */
.form-card{
  background:var(--white);
  border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg), 0 0 0 1px rgba(201,151,58,0.15);
  overflow:hidden;
}
.form-card-header{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  padding:24px 28px;
  position:relative;
  overflow:hidden;
}
.form-card-header::after{
  content:'';
  position:absolute;
  width:200px;height:200px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(201,151,58,0.15),transparent 70%);
  top:-60px;right:-60px;
}
.form-card-header h3{
  font-family:'Playfair Display',serif;
  font-size:20px;
  color:var(--white);
  margin-bottom:4px;
  position:relative;
  z-index:1;
}
.form-card-header p{
  font-size:12.5px;
  color:rgba(255,255,255,0.6);
  position:relative;
  z-index:1;
}
.form-urgency{
  display:inline-flex;
  align-items:center;
  gap:6px;
  background:rgba(201,151,58,0.2);
  border-radius:20px;
  padding:3px 10px;
  font-size:11px;
  color:var(--gold-light);
  margin-bottom:10px;
  position:relative;
  z-index:1;
}
.form-body{padding:24px 28px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.fg{margin-bottom:14px}
.fg label{
  display:block;
  font-size:11.5px;
  font-weight:600;
  color:var(--muted);
  letter-spacing:0.4px;
  text-transform:uppercase;
  margin-bottom:6px;
}
.fg input,.fg select{
  width:100%;
  padding:11px 14px;
  border:1.5px solid var(--border);
  border-radius:var(--radius-sm);
  font-size:13.5px;
  font-family:'Inter',sans-serif;
  color:var(--text);
  background:var(--white);
  outline:none;
  transition:border-color 0.2s,box-shadow 0.2s;
}
.fg input:focus,.fg select:focus{
  border-color:var(--gold);
  box-shadow:0 0 0 3px rgba(201,151,58,0.12);
}
.fg input::placeholder{color:#B0BAC9}
.consent-wrap{
  background:#F8FBFF;
  border:1px solid #DBE9FF;
  border-radius:8px;
  padding:12px 14px;
  margin:12px 0;
  display:flex;
  gap:10px;
  align-items:flex-start;
}
.consent-wrap input[type=checkbox]{
  margin-top:3px;
  flex-shrink:0;
  accent-color:var(--navy);
  width:14px;height:14px;
  cursor:pointer;
}
.consent-wrap label{
  font-size:11.5px;
  color:#4A5568;
  line-height:1.55;
  cursor:pointer;
}
.consent-wrap a{color:var(--navy);font-weight:600}
.btn-submit{
  width:100%;
  background:linear-gradient(135deg,var(--red),var(--red-dark));
  color:var(--white);
  border:none;
  border-radius:10px;
  padding:14px;
  font-size:15px;
  font-weight:700;
  font-family:'Inter',sans-serif;
  cursor:pointer;
  letter-spacing:0.3px;
  position:relative;
  overflow:hidden;
  transition:transform 0.2s,box-shadow 0.2s;
}
.btn-submit::before{
  content:'';
  position:absolute;
  top:0;left:-100%;
  width:100%;height:100%;
  background:linear-gradient(90deg,transparent,rgba(255,255,255,0.15),transparent);
  transition:left 0.5s;
}
.btn-submit:hover{
  transform:translateY(-2px);
  box-shadow:0 8px 25px rgba(184,50,50,0.4);
}
.btn-submit:hover::before{left:100%}
.form-operator{
  margin-top:14px;
  background:linear-gradient(135deg,var(--gold-pale),#FEF9EC);
  border:1px solid rgba(201,151,58,0.25);
  border-radius:8px;
  padding:11px 14px;
  font-size:11px;
  color:#6B4C10;
  line-height:1.6;
}
.form-operator strong{color:#4A3000;display:block;margin-bottom:2px}
.form-footnote{
  font-size:10.5px;
  color:#9BA8B8;
  text-align:center;
  margin-top:10px;
  line-height:1.5;
}

/* ════════════════════════════════════════════
   PARTNER DISCLOSURE STRIP
════════════════════════════════════════════ */
.disclosure{
  background:var(--gold-pale);
  border-top:2px solid var(--gold);
  border-bottom:2px solid var(--gold);
  padding:18px 48px;
  display:flex;
  align-items:center;
  gap:18px;
}
.disclosure-icon{
  width:44px;height:44px;
  background:var(--gold);
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:20px;
  flex-shrink:0;
}
.disclosure-text{
  font-size:13px;
  color:#3D2800;
  line-height:1.65;
}
.disclosure-text strong{color:#1A0F00}
.disclosure-text a{color:var(--navy);font-weight:600;text-decoration:underline;text-underline-offset:2px}

/* ════════════════════════════════════════════
   SECTION BASE
════════════════════════════════════════════ */
.section{padding:88px 48px}
.section-alt{background:var(--cream)}
.container{max-width:1200px;margin:0 auto}
.section-label{
  font-size:11px;
  font-weight:700;
  letter-spacing:2px;
  text-transform:uppercase;
  color:var(--gold);
  margin-bottom:10px;
  display:flex;
  align-items:center;
  gap:8px;
}
.section-label::before{
  content:'';width:24px;height:2px;
  background:var(--gold);
  border-radius:1px;
}
.section-title{
  font-family:'Playfair Display',serif;
  font-size:36px;
  font-weight:700;
  color:var(--navy);
  margin-bottom:10px;
  line-height:1.2;
}
.section-sub{
  font-size:15px;
  color:var(--muted);
  max-width:600px;
  line-height:1.7;
  margin-bottom:48px;
}

/* ════════════════════════════════════════════
   ABOUT SECTION
════════════════════════════════════════════ */
.about-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
}
.about-card{
  background:var(--white);
  border-radius:var(--radius-md);
  padding:28px 24px;
  border:1px solid var(--border);
  box-shadow:var(--shadow-sm);
  transition:transform 0.25s,box-shadow 0.25s,border-color 0.25s;
  position:relative;
  overflow:hidden;
}
.about-card::before{
  content:'';
  position:absolute;
  top:0;left:0;right:0;
  height:3px;
  background:linear-gradient(90deg,var(--gold),var(--gold-light));
  transform:scaleX(0);
  transform-origin:left;
  transition:transform 0.3s;
}
.about-card:hover{
  transform:translateY(-4px);
  box-shadow:var(--shadow-md);
  border-color:rgba(201,151,58,0.3);
}
.about-card:hover::before{transform:scaleX(1)}
.about-card .a-icon{
  width:48px;height:48px;
  background:linear-gradient(135deg,var(--gold-pale),#FEF0C0);
  border-radius:12px;
  display:flex;align-items:center;justify-content:center;
  font-size:24px;
  margin-bottom:16px;
}
.about-card h4{
  font-size:14.5px;
  font-weight:700;
  color:var(--navy);
  margin-bottom:8px;
}
.about-card p{
  font-size:13px;
  color:var(--muted);
  line-height:1.6;
}

/* ════════════════════════════════════════════
   PROGRAMME STRUCTURE
════════════════════════════════════════════ */
.prog-wrapper{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:28px;
}
.prog-panel{
  background:var(--white);
  border-radius:var(--radius-md);
  border:1px solid var(--border);
  overflow:hidden;
  box-shadow:var(--shadow-sm);
}
.prog-panel-header{
  background:linear-gradient(135deg,var(--navy),var(--navy-light));
  padding:18px 24px;
  display:flex;
  align-items:center;
  gap:10px;
}
.prog-panel-header h4{
  font-size:15px;
  font-weight:700;
  color:var(--white);
}
.prog-panel-icon{
  font-size:20px;
  width:36px;height:36px;
  background:rgba(201,151,58,0.15);
  border-radius:8px;
  display:flex;align-items:center;justify-content:center;
}
.prog-panel-body{padding:0}
.prog-row{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:13px 24px;
  border-bottom:1px solid var(--border);
  font-size:13.5px;
  transition:background 0.15s;
}
.prog-row:last-child{border-bottom:none}
.prog-row:hover{background:#F9FBFF}
.prog-row .k{color:var(--muted)}
.prog-row .v{font-weight:600;color:var(--navy)}

/* SCHEDULE VISUAL */
.schedule-pills{
  display:flex;
  flex-direction:column;
  gap:10px;
  padding:18px 24px;
}
.sch-pill{
  display:flex;
  align-items:center;
  justify-content:space-between;
  background:var(--cream);
  border-radius:8px;
  padding:10px 16px;
  font-size:13px;
}
.sch-pill .day{font-weight:600;color:var(--navy);display:flex;align-items:center;gap:8px}
.sch-pill .sess{
  background:linear-gradient(135deg,var(--gold),var(--gold-light));
  color:var(--navy);
  font-weight:700;
  font-size:12px;
  padding:3px 10px;
  border-radius:20px;
}

/* ════════════════════════════════════════════
   CURRICULUM
════════════════════════════════════════════ */
.terms-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
}
.term-card{
  background:var(--white);
  border-radius:var(--radius-md);
  overflow:hidden;
  border:1px solid var(--border);
  box-shadow:var(--shadow-sm);
  transition:transform 0.25s,box-shadow 0.25s;
}
.term-card:hover{
  transform:translateY(-4px);
  box-shadow:var(--shadow-md);
}
.term-hd{
  padding:18px 22px;
  position:relative;
  overflow:hidden;
}
.term-hd::after{
  content:'';
  position:absolute;
  width:120px;height:120px;
  border-radius:50%;
  background:rgba(255,255,255,0.06);
  top:-40px;right:-30px;
}
.term-hd.t1{background:linear-gradient(135deg,#0A1628,#1B3158)}
.term-hd.t2{background:linear-gradient(135deg,#1B3158,#1F4A8A)}
.term-hd.t3{background:linear-gradient(135deg,#0F2D52,#0A1628)}
.term-num{
  font-size:11px;
  font-weight:700;
  letter-spacing:1.5px;
  text-transform:uppercase;
  color:var(--gold-light);
  margin-bottom:4px;
}
.term-hd h4{
  font-family:'Playfair Display',serif;
  font-size:18px;
  color:var(--white);
}
.term-body{padding:16px 22px}
.term-body li{
  list-style:none;
  font-size:13px;
  color:var(--muted);
  padding:8px 0;
  border-bottom:1px solid var(--border);
  display:flex;
  align-items:flex-start;
  gap:8px;
  line-height:1.45;
}
.term-body li:last-child{border-bottom:none}
.term-body li::before{
  content:'▸';
  color:var(--gold);
  font-size:11px;
  flex-shrink:0;
  margin-top:2px;
}
.term-note{
  font-size:11px;
  color:#A0AEC0;
  padding:10px 22px 16px;
  font-style:italic;
}

/* ════════════════════════════════════════════
   PEDAGOGY ICONS ROW
════════════════════════════════════════════ */
.pedagogy-row{
  display:flex;
  gap:16px;
  flex-wrap:wrap;
  margin-top:32px;
}
.ped-card{
  flex:1;
  min-width:160px;
  background:var(--white);
  border-radius:var(--radius-md);
  padding:22px 18px;
  border:1px solid var(--border);
  text-align:center;
  box-shadow:var(--shadow-sm);
  transition:transform 0.25s,border-color 0.25s;
}
.ped-card:hover{transform:translateY(-3px);border-color:var(--gold)}
.ped-card .icon{font-size:30px;margin-bottom:10px}
.ped-card p{font-size:12.5px;color:var(--muted);font-weight:500}

/* ════════════════════════════════════════════
   ADMISSION PROCESS — STEPS
════════════════════════════════════════════ */
.steps-row{
  display:flex;
  gap:0;
  position:relative;
  margin-bottom:40px;
}
.steps-row::before{
  content:'';
  position:absolute;
  top:28px;left:60px;right:60px;
  height:2px;
  background:linear-gradient(90deg,var(--gold),var(--gold-light),var(--gold));
  z-index:0;
}
.step{
  flex:1;
  text-align:center;
  position:relative;
  z-index:1;
}
.step-circle{
  width:56px;height:56px;
  border-radius:50%;
  background:linear-gradient(135deg,var(--navy),var(--navy-light));
  color:var(--white);
  font-weight:800;
  font-size:18px;
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 14px;
  border:3px solid var(--gold);
  box-shadow:0 0 0 5px rgba(201,151,58,0.15);
}
.step h5{
  font-size:14px;
  font-weight:700;
  color:var(--navy);
  margin-bottom:6px;
}
.step p{
  font-size:12px;
  color:var(--muted);
  line-height:1.5;
  padding:0 10px;
}
.eligibility-cards{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:20px;
}
.elig-card{
  background:var(--white);
  border-radius:var(--radius-md);
  padding:26px 24px;
  border:1px solid var(--border);
  box-shadow:var(--shadow-sm);
}
.elig-card .ec-icon{
  font-size:28px;
  margin-bottom:12px;
}
.elig-card h4{
  font-size:15px;
  font-weight:700;
  color:var(--navy);
  margin-bottom:14px;
}
.elig-card li{
  list-style:none;
  font-size:13.5px;
  color:var(--muted);
  padding:7px 0;
  border-bottom:1px solid var(--border);
  display:flex;
  gap:8px;
  align-items:flex-start;
}
.elig-card li:last-child{border-bottom:none}
.elig-card li::before{
  content:'✓';
  color:var(--gold);
  font-weight:700;
  flex-shrink:0;
}

/* ════════════════════════════════════════════
   FEE SECTION
════════════════════════════════════════════ */
.fee-layout{
  display:grid;
  grid-template-columns:1fr 380px;
  gap:32px;
  align-items:start;
}
.fee-table-wrap{
  background:var(--white);
  border-radius:var(--radius-md);
  overflow:hidden;
  border:1px solid var(--border);
  box-shadow:var(--shadow-sm);
}
table{width:100%;border-collapse:collapse}
thead tr{background:linear-gradient(135deg,var(--navy),var(--navy-light))}
thead th{
  padding:15px 20px;
  text-align:left;
  font-size:12px;
  font-weight:700;
  letter-spacing:0.8px;
  text-transform:uppercase;
  color:rgba(255,255,255,0.8);
}
tbody tr{transition:background 0.15s}
tbody tr:hover{background:#F9FBFF}
tbody td{
  padding:13px 20px;
  font-size:13.5px;
  color:var(--text);
  border-bottom:1px solid var(--border);
}
tbody tr:last-child td{border-bottom:none}
.td-amt{font-weight:700;color:var(--navy)}
.fee-sidebar{
  display:flex;
  flex-direction:column;
  gap:16px;
}
.fee-total-card{
  background:linear-gradient(135deg,var(--navy),var(--navy-light));
  border-radius:var(--radius-md);
  padding:28px;
  text-align:center;
  position:relative;
  overflow:hidden;
}
.fee-total-card::before{
  content:'';
  position:absolute;
  width:200px;height:200px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(201,151,58,0.12),transparent 70%);
  top:-60px;right:-40px;
}
.fee-total-label{
  font-size:11px;
  font-weight:600;
  letter-spacing:1.5px;
  text-transform:uppercase;
  color:rgba(255,255,255,0.5);
  margin-bottom:8px;
}
.fee-total-amount{
  font-family:'Playfair Display',serif;
  font-size:36px;
  font-weight:700;
  color:var(--gold-light);
  line-height:1;
  margin-bottom:6px;
}
.fee-total-note{
  font-size:11.5px;
  color:rgba(255,255,255,0.55);
}
.fee-includes{
  background:var(--cream);
  border-radius:var(--radius-md);
  padding:20px 22px;
  border:1px solid var(--border);
}
.fee-includes h5{
  font-size:13px;
  font-weight:700;
  color:var(--navy);
  margin-bottom:12px;
}
.fee-includes li{
  list-style:none;
  font-size:12.5px;
  color:var(--muted);
  padding:5px 0;
  display:flex;
  gap:8px;
}
.fee-includes li::before{content:'✓';color:var(--gold);font-weight:700}
.fee-app-card{
  background:linear-gradient(135deg,var(--gold-pale),#FEF0C0);
  border:2px solid rgba(201,151,58,0.4);
  border-radius:var(--radius-md);
  padding:18px 22px;
  text-align:center;
}
.fee-app-card p{font-size:12px;color:#6B4C10;margin-bottom:6px}
.fee-app-card .app-amt{font-size:22px;font-weight:800;color:#3D2800}

/* ════════════════════════════════════════════
   CTA SECTION
════════════════════════════════════════════ */
.cta-section{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 50%,var(--navy) 100%);
  padding:88px 48px;
  text-align:center;
  position:relative;
  overflow:hidden;
}
.cta-section::before{
  content:'';
  position:absolute;
  width:600px;height:600px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(201,151,58,0.1),transparent 70%);
  top:-200px;left:50%;transform:translateX(-50%);
  pointer-events:none;
}
.cta-section .section-label{justify-content:center;color:var(--gold-light)}
.cta-section .section-label::before{background:var(--gold-light)}
.cta-section h2{
  font-family:'Playfair Display',serif;
  font-size:40px;
  color:var(--white);
  margin-bottom:12px;
  position:relative;
}
.cta-section p{
  font-size:16px;
  color:rgba(255,255,255,0.65);
  max-width:560px;
  margin:0 auto 36px;
  line-height:1.7;
}
.cta-btns{
  display:flex;
  gap:14px;
  justify-content:center;
  flex-wrap:wrap;
}
.btn-gold{
  background:linear-gradient(135deg,var(--gold),var(--gold-light));
  color:var(--navy);
  font-weight:800;
  font-size:15px;
  padding:14px 32px;
  border-radius:10px;
  border:none;
  cursor:pointer;
  transition:transform 0.2s,box-shadow 0.2s;
  font-family:'Inter',sans-serif;
}
.btn-gold:hover{
  transform:translateY(-2px);
  box-shadow:0 8px 30px rgba(201,151,58,0.45);
}
.btn-outline{
  background:transparent;
  color:var(--white);
  font-weight:600;
  font-size:15px;
  padding:14px 32px;
  border-radius:10px;
  border:1.5px solid rgba(255,255,255,0.3);
  cursor:pointer;
  transition:border-color 0.2s,background 0.2s;
  font-family:'Inter',sans-serif;
}
.btn-outline:hover{
  border-color:var(--gold);
  background:rgba(201,151,58,0.08);
}
.cta-contact{
  margin-top:28px;
  font-size:14px;
  color:rgba(255,255,255,0.55);
}
.cta-contact a{color:var(--gold-light);font-weight:600}

/* ════════════════════════════════════════════
   FOOTER
════════════════════════════════════════════ */
footer{
  background:#060E1C;
  color:rgba(255,255,255,0.55);
  padding:52px 48px 28px;
}
.footer-grid{
  display:grid;
  grid-template-columns:2fr 1fr 1fr;
  gap:48px;
  padding-bottom:40px;
  border-bottom:1px solid rgba(255,255,255,0.07);
  margin-bottom:24px;
}
.footer-brand .logo-mark{font-size:17px;margin-bottom:14px;display:inline-block}
.footer-brand p{
  font-size:12.5px;
  line-height:1.7;
  max-width:340px;
  margin-bottom:16px;
}
.footer-brand .official-link{
  display:inline-flex;
  align-items:center;
  gap:6px;
  font-size:12px;
  color:var(--gold-light);
  font-weight:600;
  border:1px solid rgba(201,151,58,0.3);
  border-radius:6px;
  padding:6px 12px;
  transition:background 0.2s;
}
.footer-brand .official-link:hover{background:rgba(201,151,58,0.1)}
.footer-col h5{
  font-size:11px;
  font-weight:700;
  letter-spacing:1.5px;
  text-transform:uppercase;
  color:rgba(255,255,255,0.4);
  margin-bottom:18px;
}
.footer-col a{
  display:block;
  font-size:13px;
  color:rgba(255,255,255,0.6);
  margin-bottom:10px;
  transition:color 0.2s;
}
.footer-col a:hover{color:var(--gold-light)}
.footer-bottom{
  display:flex;
  justify-content:space-between;
  align-items:center;
  flex-wrap:wrap;
  gap:12px;
  font-size:11.5px;
}
.footer-bottom .legal-links a{
  color:rgba(255,255,255,0.4);
  margin-left:18px;
  transition:color 0.2s;
}
.footer-bottom .legal-links a:hover{color:var(--gold-light)}
.not-official{
  display:inline-flex;
  align-items:center;
  gap:6px;
  background:rgba(255,255,255,0.05);
  border-radius:4px;
  padding:3px 8px;
  font-size:11px;
  color:rgba(255,255,255,0.4);
}

/* ════════════════════════════════════════════
   SCROLL ANIMATIONS
════════════════════════════════════════════ */
.fade-up{
  opacity:0;
  transform:translateY(24px);
  transition:opacity 0.6s ease,transform 0.6s ease;
}
.fade-up.visible{opacity:1;transform:translateY(0)}

.course-note {
    background: #c7352e;
    color: #ffffff;
    text-align: center;
    padding: 18px;
    margin-top: 40px;
    font-size: 15px;
}
.hero-banner{
    position: relative;
    background: url(hero-banner.png) center center / cover no-repeat;
    min-height: 100%;
    display: flex;
    align-items: center;
    padding: 60px 0;
}
/* ════════════════════════════════════════════
   RESPONSIVE
════════════════════════════════════════════ */
@media(max-width:1024px){
  .hero-inner{grid-template-columns:1fr}
  .form-card{max-width:500px}
  .about-grid{grid-template-columns:repeat(2,1fr)}
  .prog-wrapper{grid-template-columns:1fr}
  .terms-grid{grid-template-columns:1fr}
  .fee-layout{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  .hero h1{font-size:34px}
  .nav{padding:0 20px}
  .section{padding:60px 20px}
  .disclosure{padding:18px 20px}
  .steps-row{flex-direction:column;gap:20px}
  .steps-row::before{display:none}
  .eligibility-cards{grid-template-columns:1fr}
  .cta-section{padding:60px 20px}
  footer{padding:40px 20px 24px}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;text-align:center}
  .about-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
}